Find A Direct Payday Lender

Now before you all go saying I am crazy for getting one of these payday loans, with their ridiculous interest rates, etc. I KNOW that already. I generally stay away from these ‘legal loan sharks’ like the plague. However, I am up against it. I MUST have a bill paid or I am in big trouble and I do not have the cash. So I find my only alternative is to turn to one of these lenders. No, I cannot borrow it from anyone, no, I cannot get it off a credit card, so before you suggest alternatives, let me save you the trouble, there are NONE. Here is my problem, though. I live in New York. Payday loans are ILLEGAL in the state of New York as of a couple years ago. However, I managed to get one about a year ago…the company claimed some kind of a loophole. I have already asked a bunch already “do you do business in N.Y.” and all, so far, have said no, due to the legality of it. However, a lot of states DO allow payday loans..I just happen to be in one of them that doesn’t, but apparently they ARE loopholes. If you are familiar with the payday loan industry, and especially if you live in the state of NY and got one recently, PLEASE tell me from which one you got it from, website address or phone number much appreciated. Thanks.